Lawrence Stephens

We are a *team of bright minds

Rachel Coulthard

Senior Associate
Real Estate Finance & Banking
Practice areas:
Expertise includes:
  • Bridging Finance
  • Development Finance
  • high-value Property Refinances
  • High-value Property Refinances
  • Secured Lending
Rachel Says:
"Mastering the intricacies is vital and I will do everything to ensure each transaction is as seamless as it can be."

Meet Rachel

I am experienced in acting on a full range of Real Estate Finance transactions.  I also have a wealth of experience in managing high-value refinances of property and property portfolios.

My clients include a broad range of borrowers and lenders – from individuals to high-street banks and bespoke private funding platforms – all of whom trust me for my ability to work efficiently within tight timescales and to drive deals over the line at pace.

Always relishing a challenge, I like to get to grips with the details of each matter and the needs of each party to ensure a successful outcome is achieved for everyone involved.

Outside of work, I spend my time looking after my twin girls, and also enjoy running – though I am a terrible runner who occasionally jumps over fire and into water!

Experience highlights 

  • Acting for a private lender on a £4.8m finance of a let property on Harley Street which went from instruction to completion in five days
  • Acting for the borrower on the development finance and sale of part of a residential development in Central London which included a CBILS loan, a second lender and management company set-up
  • Acting for a lender on the contemporaneous financing of two complex commercial sites in Manchester involving sub-underleases and a claim for adverse possession
  • Acting for the landlord on the grant of a high value lease of a bowling alley complex

“Lawrence Stephens are a trusted partner of the bank, their commitment, professionalism and commercial approach is second to none. Rachel is the perfect example of championing this approach. 2022 was an exceptional year for CCB in the London market and it could not have been achieved without the strong performance of Rachel and her team."

Stuart jones, Cambridge & Counties Bank