Meet Joel
I joined Lawrence Stephens’ Banking team as an Associate in October 2025.
I have experience on a variety of finance transactions having acted for overseas banks, bridging lenders, funders, developers and corporate borrowers. I have a particular focus on real estate finance projects from investment/acquisitions, development and construction finance as well as short-term bridging loans often involving complex assets.
In terms of wider banking, I have assisted lenders restructuring deals, advised funders on participation agreements and drafted security arrangements including share charges, bank account charges and assignments of underlying borrower security.
Experience highlights
- Acted for a private bank on a £4 million refinance of four South London properties involving both commercial and residential units
- Acted for numerous property finance lenders on a variety of bridging and development finance loans
- Acted for a corporate borrower on a £5 million plus refinance to support a residential apartment development project
- Acted for an individual borrower on a £6 million refinance of 8 residential flats under the terms of a sharia compliant Murabaha facility arrangement
