Lawrence Stephens

We are a *team of bright minds

Practice areas:
  • Banking
Expertise includes:
  • Development Finance
  • Guarantees
  • Loan Agreements
  • Secured Lending
Ashley Says:
“I enjoy acting for clients to facilitate transactions, focusing on points that matter and ensuring the deal gets over the line."

Meet Ashley

I joined Lawrence Stephens as a Senior Associate in the banking team to support the growing practice, having previously spent over half a decade working as a banking associate at international law firms.

To date, I have advised on hundreds of banking transactions from inception at term sheet stage, through the lifecycle of document negotiation, to signing and completion and managing any post-close matters. I aim to mix sensible legal advice on key risk points with an eye on the commercial imperatives and flow of a transaction.

My practice ranges from advising individuals and SMEs on smaller lending projects through to syndicated transactions for a club of investment banks. I enjoy working on a variety of lending products and getting to grips with the different pressures and markets for each deal.

Away from work, I enjoy all forms of sport (increasingly from the comfort of my sofa) and spending time with family and friends.

Experience highlights 

  • Acting for a family office on a £3.5m loan for a family office lender on land which included a vineyard;
  • Representing a dental business on its corporate facilities (acquisition/capex and RCF) with a mainstream lender;
  • Advising bridging lenders on numerous bridging loan transactions for predominantly UK-based real estate assets;
  • Representing a number of mainstream banks on loan products, largely for UK-based property transactions;
  • Acting for a private equity sponsor as borrower in respect of a €100 million facility from a structured lender.