Lawrence Stephens

We are a *team of bright minds

Nisha Saigal

Head of Borrower - Real Estate Finance
Real Estate Finance & Banking
Expertise includes:
  • Landlord & Tenant
  • Property Refinance
  • Residential and Commercial Real Estate
  • Secured Lending & Banking
Other languages spoken:
Hindi and Punjabi
Nisha Says:
“Excellence in service, transparency and efficiency form the very essence of my working practice."

Meet Nisha

With over 13 years’ experience in Commercial Real Estate, I am a core member of my department representing Property Developers, Investor Clients, Lenders and Commercial Landlords and Tenants.

I have a particular focus on refinance work and act regularly for borrowers on single to large portfolio refinances.  I understand the pressures which some borrowers are faced with when refinancing, making timing critical to ensure that the new facility is completed coterminous with the redemption of the outgoing loan.

I also act for a variety of lenders including Commercial Lenders, Bridging Lenders and Digital Mortgage Lenders.

Irrespective of the value of the transaction, I am always driven to secure the best results for my clients.  This is achieved by taking the time to understand my Clients’ business and  effectively “stepping into their shoes”.

I value the importance of working relationships with Clients, Brokers and Agents, regarding these relationships as integral to the progression, efficiency and outcome of my transactions.

When not at work, I spend quality time with her two daughters.  As well as cooking and listening to music, “pounding the pavements” and exploring the sights on a city break are my favourite ways to relax. I have also rediscovered my netball skills by joining the firm’s netball team.

Experience highlights 

  • Acting for Monument Bank and the Borrower on a £4.1m refinance across a portfolio of 8 properties
  • Acting for the Borrower on the refinance of a 44 unit residential development including the subsequent sale of each unit
  • Acting for a challenger bank on a development loan of £3.8m which completed in 9 days consisting of multiple tranches
  • Acting for a challenger bank on a £7m loan to refinance a well-known hotel chain in Nottingham
  • Purchase of various residential and commercial units for an Investor Client with the assistance of a bridging loan and the subsequent refinance under a term loan

“We have been using Nisha at Lawrence Stephens for the last 3 years and have not looked elsewhere since for our conveyancing services. Nisha and her team are highly adept and knowledgeable in their sector and have managed our cases with great skill and care to meet all of our deadlines. The key qualities that we look for in Solicitors are responsiveness and problem solving capabilities and Nisha and her team have these in abundance. As a result we have built up a very strong working relationship with Nisha and her team and are very pleased with their service levels”.

Amir Dad, Director of Zahrah Homes Ltd