Nisha Saigal

Nisha Saigal Director Head of Borrower - Real Estate Finance

Languages spoken

Hindi and Punjabi

Meet Nisha

With over 13 years’ experience in commercial real estate, I am a core member of my department representing property developers, investor clients, lenders and commercial landlords and tenants.

I have a particular focus on refinance work and act regularly for borrowers on single to large portfolio refinances.  I understand the pressures which some borrowers are faced with when refinancing, making timing critical to ensure that the new facility is completed coterminous with the redemption of the outgoing loan.

I also act for a variety of lenders including commercial lenders, bridging lenders and digital mortgage lenders.

Irrespective of the value of the transaction, I am always driven to secure the best results for my clients.  This is achieved by taking the time to understand my clients’ business and  effectively 'stepping into their shoes'.

I value the importance of working relationships with clients, brokers and agents, regarding these relationships as integral to the progression, efficiency and outcome of my transactions.

When not at work, I spend quality time with my two daughters.  As well as cooking and listening to music, 'pounding the pavements' and exploring the sights on a city break are my favourite ways to relax. I have also rediscovered my netball skills by joining the firm’s netball team.

Experience highlights 

  • Acting for Monument Bank and the borrower on a £4.1m refinance across a portfolio of eight properties
  • Acting for the borrower on the refinance of a 44 unit residential development including the subsequent sale of each unit
  • Acting for a challenger bank on a development loan of £3.8m which completed in nine days consisting of multiple tranches
  • Acting for a challenger bank on a £7m loan to refinance a well-known hotel chain in Nottingham
  • Purchase of various residential and commercial units for an investor client with the assistance of a bridging loan and the subsequent refinance under a term loan

Testimonials

“We have been using Nisha at Lawrence Stephens for the last 3 years and have not looked elsewhere since for our conveyancing services. Nisha and her team are highly adept and knowledgeable in their sector and have managed our cases with great skill and care to meet all of our deadlines. The key qualities that we look for in Solicitors are responsiveness and problem solving capabilities and Nisha and her team have these in abundance. As a result we have built up a very strong working relationship with Nisha and her team and are very pleased with their service levels”.

– Amir Dad, Director of Zahrah Homes Ltd

“I recently worked with Lawrence Stephens for legal support on a loan, and I can confidently say they are the go-to firm in London for this type of assistance. Nisha and her team made the entire process smooth, fast, and easy to understand, guiding us through each step with a high level of professionalism and care. They took the time to ensure our interests were protected, and we felt secure knowing that no unfair terms were overlooked.”
– Alan Nguyen

News & Insights

Real Estate Finance Department Team

Rachel Coulthard Director
Head of Borrower - Real Estate Finance
Ann Ebberson Director
Head of Borrower - Real Estate Finance
David Freedman Director
Head of Borrower - Real Estate Finance
Paul Marsh Director
Head of Borrower - Real Estate Finance
Gregory Palos Director
Head of Borrower - Real Estate Finance
Andreas Panteli Director
Head of Borrower - Real Estate Finance
Nisha Saigal Director
Head of Borrower - Real Estate Finance
Anna Christou Senior Associate
Head of Borrower - Real Estate Finance
Jennie Curtis Senior Associate
Head of Borrower - Real Estate Finance
Neha Kapoor Senior Associate
Head of Borrower - Real Estate Finance
Ausra Triantafyllidou Senior Associate
Head of Borrower - Real Estate Finance
Christina Ioannou Associate
Head of Borrower - Real Estate Finance
Bola Kim Associate
Head of Borrower - Real Estate Finance
Pitna Kim Associate
Head of Borrower - Real Estate Finance
Stewart Reed Associate
Head of Borrower - Real Estate Finance
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Miran Sharif Associate
Head of Borrower - Real Estate Finance
Alexandria Clarke Solicitor
Head of Borrower - Real Estate Finance
Charlotte Moger Solicitor
Head of Borrower - Real Estate Finance
Lawrence Molloy Solicitor
Head of Borrower - Real Estate Finance
Sophie Morton Solicitor
Head of Borrower - Real Estate Finance
Heather Ramsey Trainee Solicitor
Head of Borrower - Real Estate Finance
Rafah Ahamed Paralegal
Head of Borrower - Real Estate Finance
Aida Gashi Paralegal
Head of Borrower - Real Estate Finance