Lawrence Stephens

General Lending and Borrowing

Across the spectrum of onshore and offshore funding sources, we represent a wide range of clients.

These include: private lenders and retail banks, financial institutions, boutique lenders, alternative lenders, bridging companies, challenger banks and mezzanine funders, as well as corporates, funds, sole traders, partnerships, small businesses, limited companies, limited liability partnerships, family offices, high-net-worth and ultra-high-net-worth individuals.

In covering a breadth of sectors - from IT, residential and commercial real estate, care homes and retail to student accommodation, hospitality and leisure - we deliver commercial advice to meet our clients’ business objectives, taking account of current market conditions.  We apply the same care acting on smaller transactions as we do on those valued at hundreds of millions of pounds.

  • All loan facility agreements (including LMA)
  • Bridging finance
  • Business and corporate loans
  • Drafting and advising on security documentation
  • Guarantees and Independent Legal Advice Letters
  • Intercreditor arrangements and deeds of priority
  • Loan-on-loan arrangements
  • Peer-to-peer lending
  • Revolving credit facilities
  • Term lending