Lawrence Stephens


Guarantees are increasingly sought by lenders to ensure their loan is secure and to minimise their risk exposure in the event of loan default by the borrower.  Drawing on significant experience, we draft robust guarantee documentation for lenders and advise loan guarantors, providing independent advice to those who act in a personal capacity.

Personal and corporate guarantees

We draft, negotiate, and advise on all types of security documentation, including personal and corporate guarantees, for a broad range of lender and borrower clients.  We also act for multiple personal guarantors, both onshore and offshore.

Independent legal advice

We provide independent legal advice to individuals before they enter into a personal guarantee, explaining the implications and the extent to which their personal assets will be at risk in the event of a breach of the loan agreement’s terms and conditions.